Of course we build our own destiny. Those that chose to play the victim and claim to be “pawns” in the great universal “chess game” as it were seem to believe that they can abdicate their responsibility and are therefore not in command of their life journey? Whatever! Ultimately we are in fact responsible for every minute of our lives and the choices we make. Now yes their outside extenuating circumstances that can and do throw us a curveball and then we are of course responsible for the choices we make dealing with these unforeseen circumstances. We are 100% responsible for our lives.